GA FLOOD MAPS FREE

The revised Flood Insurance Rate Maps (FIRM) and Flood Insurance Study (FIS) received final approval from FEMA in early 2013 and became effective on May 16, 2013, and received revisions to the FIS effective August 15, 2019. TThe City wide Letter of Map Revision (LOMR) which became effective on Februhas been superseded through the Map Modernization Program for the State of Georgia as part of a Cooperating Technical Partner (CTP) agreement with FEMA, the Georgia Emergency Management Agency (GEMA) and DeKalb County. More information is available on the Federal Emergency Management Agency (FEMA) website, at the National Flood Insurance Program website, may also contact your mortgage lender, insurance company or the Design, Environment & Construction Division at (404) 370 -4104 for more specific information. If needed for insurance or other purposes, a resident can obtain an official floodplain determination letter for a $10 fee.

GA FLOOD MAPS FREE

The Design, Environment & Construction Division provides general floodplain information free of charge to City residents to assist them in determining if their properties are affected by floodplains. Some restrictions established by FEMA exist regarding this discount and properties owners must verify eligibility through their insurance agent based on the configuration and elevation of the lowest floor of their structure. Properties in the City of Decatur are eligible for a 15 percent discount on the typical cost of flood insurance by virtue of the City’s participation in the Federal Emergency Management Agency’s (FEMA) Community Rating System (CRS) program and having qualified as a Class 7 Community.

Properties that have been officially identified as being in floodplains are required by their mortgage lenders to have flood insurance.Īll affected property owners should consider obtaining flood insurance, which is available at reduced cost to affected City residents and businesses. Most homeowner insurance policies do not cover damages caused by flooding from storm events.

Ga flood maps